Live today
Everything on this page describes software running in production, used by thousands of people every day — the first of the three stages Compass is built around. It works inside the Gerald app now; the standalone version is what the waitlist is for.
What am I paying for every month?
You have 6 recurring charges, and $612 of them land before your next paycheck on the 28th. The next three are phone at $85 on the 14th, gym at $49 on the 16th and car insurance at $142 on the 18th.
Can I afford $400 this week?
Yes, but it will be tight. You have $1,240 in checking and that $612 lands before payday, so this leaves you about $228 of room.
Your balance is not what you have. It is what you have before everything already committed to it comes out. Compass works out what is left once the bills landing before your next paycheck are accounted for, and answers from that number instead of the one on the screen.
A monthly summary tells you what went wrong after it went wrong. Compass watches your spending pace against the rest of the month and says something while there is still time to change the outcome.
Spending grouped the way you would group it yourself, built from your real transactions rather than a budget you had to set up and maintain. No spreadsheet to keep alive.
Considering an apartment, a car payment or a new job? Put the numbers in and see what the month looks like on the other side. The maths is deterministic — the assistant explains the result, it does not invent it.
Compass reads your transaction history so answers reflect reality instead of guesses. The connection is read-only: it can see transactions, it cannot move money. Disconnect whenever you like and the data goes with it.
Finding the money you are leaving on the table is what the standalone version adds. Join the waitlist and be first in line.
Join the waitlist